What Lawyers Don’t Tell You About Planning Your Will

What Lawyers Don’t Tell You About Planning Your Will

A complimentary talk for Singaporeans where you’ll learn about issues your loved ones might face should the worst happen and how to resolve them. 

A complimentary talk for Singaporeans where you’ll learn about issues your loved ones might face should the worst happen and how to resolve them. 

Topics covered include:

Topics covered include:

  • Who needs a Will and what happens when you die without one?
  • Why is Estate Planning a pre-requisite to a well-written Will?
  • How to stop debtors from taking assets away from your loved ones. 
  • What are the duties of an executor? 
  • How to keep away unwanted beneficiaries 
  • How to ensure your children’s interests are protected 
  • Scenarios that can seriously affect your loved ones
  • Who needs a Will and what happens when you die without one?
  • Why is Estate Planning a pre-requisite to a well-written Will?
  • How to stop debtors from taking assets away from your loved ones. 
  • What are the duties of an executor? 
  • How to keep away unwanted beneficiaries 
  • How to ensure your children’s interests are protected 
  • Scenarios that can seriously affect your loved ones

Equip yourself with the relevant knowledge on pitfalls to avoid and the best course of action in organising your estate for distribution with a well-crafted estate plan.

Equip yourself with the relevant knowledge on pitfalls to avoid and the best course of action in organising your estate for distribution with a well-crafted estate plan.

So why wait? Register for this complimentary talk now so you and your loved ones can have peace of mind. 

So why wait? Register for this complimentary talk now so you and your loved ones can have peace of mind. 

Seats are limited.

Seats are limited.

Date: Saturday, 14th December 2019 

Date: Saturday, 14th December 2019 

Address:

Mountbatten Square #03-30 

229 Mountbatten Road

Singapore 398007

Address:

Mountbatten Square #03-30 

229 Mountbatten Road

Singapore 398007

Please register with a valid mobile phone number and email address to receive access to the talk.

Please register with a valid mobile phone number and email address to receive access to the talk.

Enter your name and contact information below:

Enter your name and contact information below:

Imagine this.

Imagine this.

A loved one has just passed away. 

You are still mourning their loss.

A loved one has just passed away. 

You are still mourning their loss.

Suddenly, you are asked to distribute the deceased’s assets.

Suddenly, you are asked to distribute the deceased’s assets.

But there’s just one problem – you do not know how! 

But there’s just one problem – you do not know how! 

Questions pop up – 

Questions pop up – 

  • Who do I turn to? 
  • Who do I turn to? 
  • How much does it cost to distribute everything? 
  • How much does it cost to distribute everything? 
  • Am I breaking any law? 
  • Am I breaking any law? 

The stress of losing a loved one and the responsibility of distributing his/her assets can get too much to bear!

The stress of losing a loved one and the responsibility of distributing his/her assets can get too much to bear!

If the sole breadwinner of your family passes away and you’re left behind to take care of two young children below 21 years old, will you still be able to support the family while wisely managing the remaining income and funds saved up? 

If the sole breadwinner of your family passes away and you’re left behind to take care of two young children below 21 years old, will you still be able to support the family while wisely managing the remaining income and funds saved up? 

Also, do you know that if your spouse hasn’t written a will, his or her assets will be held by the public administrator and only a portion will be released to your children? As and when required, you will have to apply for funds. 

CPF will be another hurdle. Assuming there’s no nomination, your deceased spouse’s assets will be held by a Public Trustee until your children reaches 18 years old. That itself becomes another process where you have to actively apply for funds. 

All of these involves a tedious process of completing paperwork and providing documentation when the money is rightfully yours anyway. Now imagine that your loved ones have to go through this when you’re no longer around.

Also, do you know that if your spouse hasn’t written a will, his or her assets will be held by the public administrator and only a portion will be released to your children? As and when required, you will have to apply for funds. 

CPF will be another hurdle. Assuming there’s no nomination, your deceased spouse’s assets will be held by a Public Trustee until your children reaches 18 years old. That itself becomes another process where you have to actively apply for funds. 

All of these involves a tedious process of completing paperwork and providing documentation when the money is rightfully yours anyway. Now imagine that your loved ones have to go through this when you’re no longer around.

Do you know that you place your family at a distinct disadvantage should you pass away without a Will?

Do you know that you place your family at a distinct disadvantage should you pass away without a Will?

When both parents pass on in a common disaster, who is responsible for caring for the young children left behind?

Who will care enough to take on the mantle of a guardian? 

A child can only get access to his/her parents’ CPF upon reaching 18 years of age when it is disbursed as a lump sum.

When both parents pass on in a common disaster, who is responsible for caring for the young children left behind?

Who will care enough to take on the mantle of a guardian? 

A child can only get access to his/her parents’ CPF upon reaching 18 years of age when it is disbursed as a lump sum.

?

?

Will he/she have the maturity to manage the large sum of money wisely?

Will he/she have the maturity to manage the large sum of money wisely?

?

?

Will he/she be vulnerable to exploitation by others?

Will he/she be vulnerable to exploitation by others?

?

?

Will it be any different for other assets that he/she will inherit at 21 years of age?

Will it be any different for other assets that he/she will inherit at 21 years of age?

?

?

Now, if you’re a single with aged parents, will they automatically inherit all your assets if you were to pass on, or do others have a first claim on your estate?

Now, if you’re a single with aged parents, will they automatically inherit all your assets if you were to pass on, or do others have a first claim on your estate?

?

?

And what if you wish someone else – a nephew or niece or a partner – to inherit your assets, other than the default legal beneficiaries, in the event you pass on without a will?

And what if you wish someone else – a nephew or niece or a partner – to inherit your assets, other than the default legal beneficiaries, in the event you pass on without a will?

Your estate could pass on to unintended beneficiaries if distribution is left to the law. Would you dare take such a risk?

Your estate could pass on to unintended beneficiaries if distribution is left to the law. Would you dare take such a risk?

A complimentary talk for Singaporeans where you’ll learn about issues your loved ones might face should the worst happen and how to resolve them. 

A complimentary talk for Singaporeans where you’ll learn about issues your loved ones might face should the worst happen and how to resolve them. 

Contrary To What Most Singaporeans Think, Estate Planning Is a Must For Everyone Young and Old, Wealthy and Middle-Income

Contrary To What Most Singaporeans Think, Estate Planning Is a Must For Everyone Young and Old, Wealthy and Middle-Income

Some Words From Our Happy and Satisfied Clients

Some Words From Our Happy and Satisfied Clients

Speaker: Mr Joseph Rozario, Highlife Advisory

Speaker: Mr Joseph Rozario, Highlife Advisory

Joseph Rozario is a member of the panel of speakers for a major financial institution. Holding an MBA, Mr Rozario specialises in the field of Estate Planning for High Net Worth individuals. He has several years of experience in commerce in capacities, ranging from senior trader to CEO. Now as an adviser, he shares his wealth of experience through personal consultation and public seminars.

Joseph Rozario is a member of the panel of speakers for a major financial institution. Holding an MBA, Mr Rozario specialises in the field of Estate Planning for High Net Worth individuals. He has several years of experience in commerce in capacities, ranging from senior trader to CEO. Now as an adviser, he shares his wealth of experience through personal consultation and public seminars.

Frequently Asked Questions

Frequently Asked Questions

Who is it for?

Who is it for?

If you are responsible for the financial well-being of loved ones – be it parents, spouse, children or life partner – then this talk is for you. It most certainly will benefit business owners, partners and co-workers concerned with continuity of their businesses after death. 

If you are responsible for the financial well-being of loved ones – be it parents, spouse, children or life partner – then this talk is for you. It most certainly will benefit business owners, partners and co-workers concerned with continuity of their businesses after death. 

“Someone’s sitting in the shade because someone planted a tree a long time ago” – Warren Buffett

“Someone’s sitting in the shade because someone planted a tree a long time ago” – Warren Buffett

Highlife Advisory is a specialist group that helps people make better financial decisions through educational talks and personal consultations. With 20 years of experience, we provide tailored Estate Planning Solutions to our clients base who prefer their estates to be handled by trained professionals. We have handled all manner of estates from the average Singaporean to CEOs of multi-national companies. We believe passionately in putting our client’s interests first.

Highlife Advisory is a specialist group that helps people make better financial decisions through educational talks and personal consultations. With 20 years of experience, we provide tailored Estate Planning Solutions to our clients base who prefer their estates to be handled by trained professionals. We have handled all manner of estates from the average Singaporean to CEOs of multi-national companies. We believe passionately in putting our client’s interests first.

Why is Estate Planning important?

Why is Estate Planning important?

We live in a modern well-regulated society. If left unplanned, upon death estates attract regulatory fees and expenses including income tax, medical bills, funeral expenses, legal fees which can be effectively minimised with proper estate planning. Also, this avoids conflicts and confusion among family members when a proper estate plan is in place. This talk expands on these topics.

We live in a modern well-regulated society. If left unplanned, upon death estates attract regulatory fees and expenses including income tax, medical bills, funeral expenses, legal fees which can be effectively minimised with proper estate planning. Also, this avoids conflicts and confusion among family members when a proper estate plan is in place. This talk expands on these topics.

I’m just earning a median income, and I don’t even own a house yet. Isn’t it too early to think about estate planning?

I’m just earning a median income, and I don’t even own a house yet. Isn’t it too early to think about estate planning?

Estate planning goes hand in hand with wealth creation. Wealth created now, in a twist of fate, can well become an estate for distribution to those you leave behind. Estate Planning helps you make informed decisions now about how your assets are to benefit your loved ones.

Estate planning goes hand in hand with wealth creation. Wealth created now, in a twist of fate, can well become an estate for distribution to those you leave behind. Estate Planning helps you make informed decisions now about how your assets are to benefit your loved ones.

Will I have to buy anything at the end of the talk? What’s the catch?

Will I have to buy anything at the end of the talk? What’s the catch?

The talk equips you with sufficient information to decide on a course of action. Attendees, if they so choose, can then schedule a consultation with one of our estate planners. We strongly believe in educating the public on the importance of proper estate planning. This is a much neglected area that concerns most individuals and families.

The talk equips you with sufficient information to decide on a course of action. Attendees, if they so choose, can then schedule a consultation with one of our estate planners. We strongly believe in educating the public on the importance of proper estate planning. This is a much neglected area that concerns most individuals and families.

Can I bring someone along to the talk?

Can I bring someone along to the talk?

Certainly. In fact we encourage you to bring along your spouse,  family members, business partners or anyone else that will benefit from the information dispensed at this talk. As seating is limited, please note that the person will have to register for this talk here as well.

Certainly. In fact we encourage you to bring along your spouse,  family members, business partners or anyone else that will benefit from the information dispensed at this talk. As seating is limited, please note that the person will have to register for this talk here as well.

Time: 2:00pm – 3:30pm (Registration starts at 1:45pm)

Time: 2:00pm – 3:30pm (Registration starts at 1:45pm)

Highlife Advisory Pte Ltd Copyright 2019 ©

Highlife Advisory Pte Ltd Copyright 2019 ©

229 Mountbatten Road, #02-27

Mountbatten Square, Singapore 398007

hello@highlife.sg

229 Mountbatten Road, #02-27

Mountbatten Square, Singapore 398007

hello@highlife.sg

Reserve your seat now!

Reserve your seat now!

Cost: Free

Cost: Free